Financing Assistance for Used Car Shoppers in Boise & Nampa, Idaho

If you're ready to buy a car, or want to see what you qualify for, click here for our secure credit application. Your personal information will be kept safe, and will be sent directly to us. We will review your application, then contact you with recommendations on financing options. We look forward to helping you get the right vehicle with the best possible financing.

Credit Application

Auto financing can be a bit overwhelming. We're here to simplify things and to answer any questions you may have. Here’s some of the most common questions our customers have...

I’ve never had a loan and don’t have any credit… Can I get financing? Do I need a Co-signer?

If you have been working for at least 6 months, and have enough extra income to support a car payment, we can usually get you a loan without a co-signer - even with no established credit. This is actually one of our specialties, and it can be a great way to start building your credit.

I have bad credit… Collections, bankruptcy, foreclosure, medical bills… Can you help?

Yes! We know bad things happen to good people; we’re here to help. You’ll need a significant down payment, good job time, and time at your current residence, but we’ve helped hundreds of people in these situations get approved, and on the road to better credit.

I have great credit. Should I get a loan with my bank, or should I go through the dealership?

Congratulations on building great credit! You will probably qualify for the best rates at any bank or credit union. We have great relationships with most of the local credit unions and banks, and can often provide even better interest rates than they will offer you. Give us a chance, we can probably save you money with a lower interest rate and better terms.