What Can I Afford?
Auto financing can be a bit overwhelming. I’m here to simplify things and to help answer some questions you may have. Here’s some of the most common questions our customers have...
I’ve never had a loan and don’t have any credit… Can I get financing? Do I need a Co-signer?
If you have at least 6 months of job time, and income that can support a car payment, we can get you a loan without a co-signor. This is actually one of our specialties.
I have horrible credit… Collections, bankruptcy, foreclosure, medical bills… Can you help?
Yes! We know bad things happen to good people; we’re here to help. You’ll need a significant down payment, good job time, and time at your current residence, but we’ve helped hundreds of people in these situations get approved, and on the road to better credit.
I have great credit. Should I get a loan with my bank, or should I go through the dealership?
Congratulations on building great credit! You will probably qualify for the best rates at any bank or credit union. We have great relationships with most of the local credit unions and banks, and can often provide even better interest rates than they will offer you. Give us a chance, we can probably save you money with a lower interest rate and better terms.
For even better answers for your personal situation, give me a call, text or email me to discuss.