In a YouTube live stream on May 5, 2020, the team at Maverick Car Company in Boise, Idaho, described three tactics for lowering your vehicle payment. These could include trading down to a less expensive vehicle, refinancing for a lower interest rate or longer-term, or consigning an extra vehicle.

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With peak hiking season over, fall backpackers can enjoy more solitary time out on the trails. But with colder weather comes the need to modify a gear list so those trail experiences don’t end up being miserable, or worse.

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